Mr. Baldwin
Samuel Baldwin, CFP, AIF, is a partner at Spencer Financial LLC in Sudbury, Mass. Registered Representative/Securities and Investment Advisory Services are offered through Signator Investors Inc., member FINRA, SIPC, a Registered Investment Advisor, in Andover, Mass. Spencer Financial LLC is independent of Signator Investors Inc. and any of its affiliated companies.
On Nov. 2, 2015, Congress passed the Bipartisan Budget Act of 2015. The Act contained a nasty surprise change to Social Security claiming strategies. Two commonly recommended strategies are known as file and suspend and restricted application. Both of these strategies will be going away, but not immediately. A lucky few will be grandfathered in….
Spouses provide help to their partners, but also need help themselves
Retirement is not always the closing chapter of a long career. For some rheumatologists, it’s the start of new, fulfilling storylines. “I never thought I wouldn’t practice medicine until I was physically unable to do it anymore,” says Harry Gewanter, MD, who retired from his Richmond, Va., pediatric rheumatology practice two years ago. Dr. Gewanter…
According to a survey commissioned by CompHealth, doctors work longer than the average American, intending to retire at age 68.1 Eventually, most physicians do decide to pull the plug on their careers. Questions about when to retire and what happens next are important to answer. “The primary question to ask yourself is, ‘Do I still…